Terms
Terms of use
Educational purpose
This assessment provides an indicative educational estimate only. It is not an insurance quotation, policy recommendation, underwriting decision or guarantee. Taresh Bhatia, CFP®, participates solely as a financial educator. Insurance-specific assistance, if requested, is provided separately through an appropriately authorised insurance advisor.
Our role
The Richness Academy™ is a financial-education platform offering courses, eBooks, workshops, assessments and educational sessions. It is not an insurance company, insurance broker or insurance intermediary, and it does not underwrite or issue insurance policies.
Insurance solicitation
Insurance solicitation and servicing, if any, will be undertaken only through the appropriately authorised insurance advisor and insurer processes.
Your disclosures
Participants must provide complete and truthful information directly in the insurer's official proposal and underwriting process. The insurer alone decides acceptance, premium, medical requirements, exclusions and final terms.
No inducement
No rebate, premium discount, commission rebate, complimentary resource or session is offered as an inducement to purchase or continue an insurance policy. The educational assessment and printable snapshot are available without any obligation to purchase insurance.
Accuracy of what you supply
The result depends entirely on the figures you enter. If those figures are approximate, incomplete or out of date, the indicative gap will be too. Please treat the output as a starting point for a considered conversation, not a conclusion.
Sessions and fees
The 30-Minute Life Insurance Clarity Session™ is displayed at ₹199. Booking and payment, where applicable, are completed through The Richness Academy’s external learning and scheduling platform. This website does not directly collect or store card, UPI or bank-account details. A session may be marked complimentary only by the administrator — it is never self-selected.
External platforms
When you open an external course, payment or scheduling link, the information you provide on that external platform is handled under that platform’s applicable terms and privacy practices.
Secure links
Your result link and any intake link are private and unguessable. Please do not share them. An intake link is single-use and expires.
Intellectual property
© 2026 Taresh Bhatia. All rights reserved. The Richness Academy™. The assessment, snapshot format and educational material are provided for your personal use.
Contact
Questions about these terms: connect@financiallifemasterclass.com.